Question 1

What is Zao Fi?

Accepted Answer

Zao Fi is an AI-driven stock intelligence platform that fuses whale tracking, SEC Form 4 insider trades, real-time news sentiment, fundamentals, Congress STOCK Act filings, and options flow into one explainable 0 to 100 conviction score with plain-English reasoning.

Question 2

How does Zao Fi solve the 13F lag problem?

Accepted Answer

Quarterly 13F filings arrive 45 to 135 days late and are useless as a timing signal. Zao Fi reads institutional intent in near real time using SEC Form 4 insider trades (2-day disclosure), volume anomaly detection (same day), options sweeps (real time), and Congress STOCK Act disclosures.

Question 3

What does the conviction score represent?

Accepted Answer

The conviction score is a 0 to 100 estimate of how likely a stock is to outperform the S&P 500 over the next 90 trading days, computed as a regime-aware weighted fusion of six signal layers.

Question 4

Is Zao Fi financial advice?

Accepted Answer

No. Zao Fi outputs are research signals and probabilistic scores. They are not personal financial advice, recommendations, or trade execution. Scores are not guarantees of future returns.